Documents Required for Home Loan: A Complete Checklist

Having your documents organized speeds up the loan sanction and disbursement process significantly. ### Mandatory Documents Checklist: - **KYC Documents**: PAN Card, Aadhaar Card, Passport/Voter ID. - **Salaried Applicants**: 3 months salary slips, 6 months bank statement, Form 16 / ITR for 2 years, Offer letter. - **Self-Employed Applicants**: 3 years ITR with computation, audited Balance Sheet & P&L, 12 months bank statement, Business Registration / GST certificate. - **Property Documents**: Sales agreement, Allotment letter, Chain of title deeds, Approved building plan.