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:root{--primary-navy:#071a3d;--secondary-navy:#0b234f;--gold:#d9a62e;--light-bg:#f7f8fa;--dark-text:#172033;--white:#fff;--font-inter:"Inter", sans-serif}*{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font-inter);background-color:var(--light-bg);color:var(--dark-text);line-height:1.6}a{color:inherit;text-decoration:none}h1,h2,h3,h4,h5,h6{color:var(--primary-navy);margin-bottom:.5em;font-weight:700;line-height:1.2}.container{width:100%;max-width:1200px;margin:0 auto;padding:0 20px}button,.btn{background-color:var(--gold);color:#fff;cursor:pointer;text-align:center;border:none;border-radius:4px;padding:12px 24px;font-weight:600;text-decoration:none;transition:all .3s;display:inline-block}button:hover,.btn:hover{color:#fff;background-color:#c49428;transform:translateY(-2px);box-shadow:0 4px 6px #0000001a}.btn-secondary{text-align:center;border:none;border-radius:4px;padding:12px 24px;font-weight:600;text-decoration:none;transition:all .3s;display:inline-block;color:#fff!important;background-color:#071a3d!important}.btn-secondary:hover{transform:translateY(-2px);box-shadow:0 4px 6px #0000001a;color:#d9a62e!important;background-color:#0b234f!important}.section{padding:80px 0}.text-center{text-align:center}.mb-4{margin-bottom:1rem}.mt-4{margin-top:1rem}@media (max-width:768px){body{padding-bottom:60px}.container{padding:0 15px}.section{padding:40px 0}}.skeleton{background:linear-gradient(110deg,#eceff1 8%,#f5f7f8 18%,#eceff1 33%) 0 0/200% 100%;border-radius:6px;animation:1.5s linear infinite shimmer}@keyframes shimmer{to{background-position-x:-200%}}.spinner{vertical-align:middle;border:2px solid #ffffff4d;border-top-color:#fff;border-radius:50%;width:16px;height:16px;margin-right:8px;animation:.8s ease-in-out infinite spin;display:inline-block}@keyframes spin{to{transform:rotate(360deg)}}